Savology is free.

The best financial planning platform also has the best price. It’s FREE. In just 5 minutes, you can build a free financial plan and get personalized recommendations to improve your financial well-being.

What you get for free

Comprehensive Financial Plan

Realize your financial goals

Holistic Report Card

Understand your strengths and weaknesses

Personalized Action Items

Know what you need to do next

Tailored Provider Recommendations

Save time and money using the best providers

Gamified Platform

Improve faster with ongoing incentives

Customized Financial Education

Increase your financial literacy

Savology makes money by connecting you with industry leading providers, just like some of your other favorite financial tools.

Why this model?


Savology is on a mission to improve the finances of millions of American households.


Making financial planning available for free is the best way to reach millions.


Affiliate relationship with quality providers make it possible for the plan to be free to you.

Build your free financial plan now

Frequently asked questions

Yes, Savology is really free for you. You get a free financial plan, free report card, free action items, and more!

Savology does have to make money somehow to support the development of such a robust platform, but that is supported by our provider partners, not by you.

Savology is on a mission to improve the financial wellbeing of millions of American households. It would be difficult to impact that many households by charging thousands of dollars per plan the way that other traditional financial planners do or even with a monthly subscription fee. So, instead Savology makes it available for free so that as many people can use it as possible. If you find value in your plan, make sure to share Savology with your friends and family.

Some of the services or providers that are recommended within Savology are free to use as well, but some are not. Savology makes tailored recommendations, connecting you to the best providers to help you manage your finances and to complete your action items. You can choose to use the providers or ignore them based on the value that they provide to you. You have no obligation to use any free or paid services, but you do support future development and distribution when you do.

No. Your personalized Action Items are generated completely independently of any associated providers and are only in your interest to help you improve. Many Action Items have no associated provider recommendations at all. Provider recommendations are, however, included whenever possible with the primary purpose of helping you improve your finances more efficiently and effectively.

Compensation to Savology is not a prerequisite or qualifier for providers to be included in the platform. Providers cannot pay to be included on the platform, pay to improve their ratings, or otherwise influence recommendations. Instead, Savology works to find the best providers available and chooses to add them to the platform for the benefit of all users.

As previously mentioned, your free Savology account does not entitle you to any of the provider services for free, but in most cases can help you get a better deal and save time in finding the best providers for your current financial situation.

Some features on the Savology platform are initially locked, such as grade descriptions and additional Action Items. These can be unlocked using Savology Credits, which are earned by sharing the platform with friends, completing current Action Items, logging in weekly to update and track your progress, and more. You can also use earned Savology Credits to get discounts on other products and services.